Credit Institutions in Morocco

Publication Date: Mar 2001
Published by: Rabat, Morrocco : Bank Al-Maghrib
Document Type: Paper

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What are the special features of the credit institutions of Morocco?

This paper discusses the details of credit institutions in Morocco. The paper is divided into three parts:

Part 1 discusses the organization of the credit system. It examines the following topics:

• The institutional bodies, which include, the supervisory authorities, the advisory bodies and the coordinating bodies.
• Credit institutions – their definition and typology.

Part 2 discusses regulation of the activity of credit institutions. It examines the following topics:

• Conditions relating to credit institutions and to managers.
• Regulations aimed at strengthening the financial system and protecting customers. These include:
  • Rules of good management;
  • Direct measures for protecting customers;
  • System of financial support for credit institutions in difficulty.
• Supervision of credit institutions, which includes:
  • Procedures for the supervision of credit institutions.
  • Penalties applicable to credit institutions.

Part 3 discusses the activity of credit institutions. It examines the following topics:

• Activity of banks:
  • The financial size of banks.
  • The banking network.
  • The banks’ assets and liabilities.
• Activity of financing companies, which includes:
  • Financial size.
  • The assets and liabilities of financing companies.