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Measuring Savings
Schreiner, M.
Publication Date: 2 Apr 2004
Published by: Microfinance.com
Document Type: Paper
How do people mobilize savings?
Development depends on saving. But what exactly is saving, and how is it measured? This paper defines saving and describes several measures of financial savings. The measures account for the passage of time and for the three stages of saving:
- Putting in (depositing);
- Keeping in (maintaining a balance);
- Taking out (withdrawing).
Together, the different measures capture how people move financial resources through time.
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