Microinsurance: Improving Risk Management for the Poor, No. 10

Publication Date: Jul 2006
Published by: CGAP Working Group on Microinsurance
Document Type: Newsletter (PDF)

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Newsletter focusing on insurance models for rural microfinance clients

This issue of "Microinsurance" includes following articles:

Piloting Index-Based Livestock Insurance in Mongolia explores a project led by the World Bank, which supports public-private partnership with the Government of Mongolia and the national insurance market. The project aims to:

• Offer insurance coverage that is attractive to herders;
• Involve the domestic insurance market while protecting it against catastrophic losses;
• Limit the fiscal exposure of the government.

Index Insurance: An Option for Rural Finance?: provides a general overview of how index insurance could be used in rural areas and what conditions need to be fulfilled to make it a viable option.

AssEF Partnership with Health Care Providers, Benin : This case study profiles the heatlth care scheme of an MFI network which aims at improving the socio-ecomomic situation of women in Cotonou, Benin. Their health insurance scheme started in 2002 with the input from ILO/STEP and following lessons can be drawn:

• Careful selection of health care providers;
• Simple mechanism of operations;
• Use of computer based indicators (MAS Pilot) to monitor evolution and decide on adjustments.

This issue also includes:

• A presentation of the Deficit Rainfall Insurance Scheme of the Dhan Foundation, India;
• Latest publications, articles and training;
• Working Group news on the Microinsurance Conference 2006, the dissemination and the regulation subgroup.

The newsletter is available in French, Spanish.