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Group Lending Versus Individual Lending in Microfinance (2008)
Analyzing the incentive mechanisms in both individual and group lending contracts
Review of the Microfinance Sector in Selected Western European Countries: Organization, Dynamics and Potential Development (2007)
Evaluating the organizational models that prevail in some Western European countries
Joint-liability Borrowing Decisions under Risk: Empirical Evidence from Rural Microfinance in Ethiopia (2008)
Paper presented at the 12th EAAE Congress ‘People, Food and Environments: Global Trends and European Strategies’, 26-29 August, 2008, Gent, Belgium
Do Social Networks Solve Information Problems for Peer-to-Peer Lending? Evidence from Prosper.com (2008)
Exploring the role of social networks on the online lending platform
Study on Microenterprise Financing and Development (2007)
A catalogue of good practices in Europe for promoting enterprising initiatives
Impact of the Global Financial Crisis on Microfinance (FDC Briefing Note No.6) (2008)
What can MFIs do to adapt to the global financial crisis?
Realizing the Potential of Branchless Banking: Challenges Ahead (CGAP Focus Note No. 50) (2008)
Developing a vision for financial inclusion where payment can be made through an electronic network
Gender Differences in Remittance Behavior: Evidence from Vietnam (2008)
Examining the motives underlying remittance behavior
Competition and Altruism in Microcredit Markets (2008)
Understanding the effects of competition on credit supply, borrower welfare and MFI profit
Determinants of Participation in a Catastrophe Insurance Programme: Empirical Evidence from a Developing Country (2008)
Paper presented at Australian Agricultural and Resource Economics Society’s 52nd annual conference, 5-8 February, 2008, Canberra, Australia
How Does Geographic Distance Affect Credit Market Access in Niger? (2008)
Does distance impose a risk on the portfolio of MFIs?
Learning to Collaborate: Value Chain Governance and Finance in the Albanian Apple Sector (microNOTE #48) (2008)
Examining the role of value chain finance in fostering inter-firm cooperation
Synthesis Report (microREPORT #131) (2008)
Understanding the broader impact of microfinance in conflict settings
Finance in Value Chain Analysis - A Synthesis Paper (microREPORT #132) (2008)
Analyzing finance through the value chain lens to identify sustainable finance models
HIV/AIDS Workplace Policies and Programs for Microfinance Institutions (microNOTE #45) (2008)
Outlining key considerations for HIV/AIDS workplace policies and programs
Burundi Case Study: Addressing the Drivers of Ethnic Conflict within the Model of Financial Services Delivery (microREPORT #124) (2008)
How to integrate conflict sensitivity within the design and implementation of financial services delivery?
Nepal Case Study: Adapting Approaches and Products to Persevere During Conflict (microREPORT #125) (2008)
Lessons learnt from the transformation of an MFI operating in a conflict environment
Person-To-Person Lending: Is Financial Democracy a Click Away? (microREPORT #130) (2008)
The potential and constraints of online lending platforms
Mining Remittance Data: Practical Considerations on Survey Design and Administration (microREPORT #119) (2008)
Overview of remittances survey methods and their impact on development policy making
Outsourced Microfinance MIS Systems - A Decision Guide for Microfinance Institutions (microREPORT #115) (2008)
Recommendations to guide MFIs in the technology vendor selection and evaluation process
Management Information System (MIS) Automation Tool Kit (2008)
Guide to help MFIs run their MIS operations.
Microfinance Core MIS Systems - The Business Case for Outsourcing (microREPORT #114) (2008)
Gains and trade-offs from technology outsourcing
Annual Microfinance India Conference Report, 2007 (2007)
Proceedings from the conference “Formal Financial Institutions and Microfinance: The Challenges of Depth and Breadth”, 9-10 October 2007, New Delhi, India
Bibliography of Resources on Non-MIS Technologies and Microfinance (2006)
Compendium of available literature on the use of non-MIS technologies by MFIs
Moving from Microcredit to Livelihood Finance (2007)
How can MFIs address the livelihood credit and savings needs in rural India?
Financial Inclusion in Gulbarga: Finding Usage in ACCESS (2007)
Does financial inclusion results in usage of newly offered financial services?
Self Help Groups in India: A Study of the Lights and Shades (2006)
Exploring the social and financial impact of SHGs in the Indian context
What Can Microfinance Contribute to Agriculture in Developing Countries? (2008)
Report of proceedings from the international conference “What Microfinance for Developing Countries' Agriculture?” Paris, France, 4-6 December, 2007.
Financing Family Agriculture in the Context of Liberalisation: How Can Microfinance Contribute? (2002)
Summary of proceedings of the international seminar, Dakar, Senegal, 21-24 January 2002
Cost and Benefits of Market Research for Product Development (MicroSave Briefing Note #64) (2008)
Do the costs of market research outweigh the benefits for MFIs?
Costs and Benefits of Pilot Testing for Product Development (MicroSave Briefing Note #65) (2008)
Analyzing if the costs incurred in pilot testing new products outweigh the gains derived from it?
Impact of Microfinance on Rural Households in the Philippines: A Case Study from the Special Evaluation Study on the Effects of Microfinance Operations on Poor Rural Households and the Status of Women (2007)
Evaluating the impact of a microenterprise financing program in the Philippines
Microfinance, Poor Rural Households, and Women (2007)
Reviewing ADB's strategy towards micofinance
Banking on Grameen: Is it Viable in the Philippines? (2003)
How rural banks can increase their outreach by adopting group lending techniques?
An Evaluation of Rural Microfinance Development Center as a Wholesale Lending Institution in Nepal (2007)
Assessing the performance of wholesale lending agency for MFIs and its impact on beneficiaries
Post-Crisis Microfinance: Literature Review (2008)
A synopsis of the existing research on microfinance in post-conflict and post-disaster environments.
Titling, Credit Constraints, and Rental Markets in Rural Peru: Exploring Channels and Conditioned Impacts (2008)
Assessing the impact of land titling programme in Peru
The Impact of Microcredit on the Life of Spanish Women Entrepreneurs (2007)
Evaluating the social and psychological influence of a microloan on women entrepreneurs
The Landscape of Social Investment: A Holistic Topology of Opportunities and Challenges (2008)
Mechanisms to increase the flow of resources for social purpose organizations
The Impact of Peer Lending on Women Borrowing for Enterprise: Meeting the Entrepreneurship and Microfinance Challenge (2008)
How microcredit encourages the growth of female entrepreneurship?
Behavioral Foundations of Microcredit: Experimental and Survey Evidence from Rural India (2008)
Exploring the financial behavior of women with hyperbolic preferences
Gender Inequalities in the Risks of Poverty and Social Exclusion for Disadvantaged Groups in Thirty European Countries (2006)
Evaluating the gender dimension to the social inclusion process
Household Access to Microcredit and Children's Food Security in Rural Malawi: A Gender Perspective (2008)
Does women's access to microcredit plays a role in their children's nutrition?
National Impact and Market Study of Microfinance in Jordan (2007)
Quantitative and qualitative information regarding the impact of participation in microfinance programs
MICRA Model (2008)
Paper presented at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
Achievements and Problems of People's Credit Funds in Vietnam (1999)
Role of credit unions in stimulating the rural economy in Vietnam
The Economic Empowerment of Women through Microfinance (2004)
Analyzing the strengths and weaknesses of microfinance as a strategy for economic empowerment of women.
Developing the Microcredit Market in Poland (2008)
How to meet the growing credit demand for microenterprises in Poland?
20 Years of Microcredit in France - The Knowledge Gained Through Adie's Experience (2008)
Lessons learnt from success of a pioneering MFI in Europe
Is there a Link between Quality of Employment and Indebtedness? The Case of Urban Low-income Households in Ecuador (2008)
Exploring the risks associated with the growing informalization of employment in Ecuador
Youth and Children Inclusiveness in Micro-finance & Livelihood Approach (2008)
Paper presented at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
Declining Benefits to Membership in Micro Finance Programes: Theory and Empirical Evidence (2002)
Is there an optimal length of membership in microfinance programs?
Policy and Regulatory Issues in Microfinance (2008)
Paper presented at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
Reaching Groups of Remote Areas with Microfinance Services - A Case Study of the Self-Reliant Group (SRG) Model (2008)
Paper presented at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
Savings & Credit Cooperative Model Problems & Prospects (2008)
Presentation made at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
The Future of Risk Management in Microfinance: Perspectives from Practitioners in the US Financial Markets (2008)
What can the microfinance industry learn from the U.S. mortgage market crisis?
Impact of the Financial Turmoil on MFIs (2008)
How can MFIs cope with challenges emerging from the current financial crisis?
Vietnam: Decree 165/2007/ND-CP (2008)
Decree to alter, some of the provisions in law governing microfinance institutions activity in Vietnam
Micro Insurance for Protecting Livelihoods (2008)
Paper presented at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
Reaching Poorest of the Poor: Building Inclusive Microfinance (2008)
Paper presented at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
Opportunities in Micro Financing Renewable Energy Services in Nepal (2008)
Paper presented at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
Migrant Savings and Alternative Investment (2008)
Presentation made at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal.
Technology and Access to Microfinance (2008)
Paper presented at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
SFCL Model: Problems and Prospects (2008)
Paper presented at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
What Can Social Investors Bring? Achievements and Perspectives of the Social Investment Sector in Microfinance (2008)
Presentation made at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
The State of Microfinance: Depth & Breadth (2008)
Presentation made at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
The Sub Prime Crisis: Implications for Emerging Markets (2008)
Recommendations for emerging market policy makers
Benchmarking Nepal’s Microfinance Banks (2008)
Presentation made at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
Republic of Armenia: Consumer Credit Law (2008)
Law to regulate relations pertaining to credit agreements
Republic of Armenia: Law on Attracting Deposits (2008)
Law to regulate informational framework disclosed during mobilization of household deposits by banks
Republic of Armenia: Law on Financial System Ombudsman (2008)
Law on procedures related to Ombudsman’s examination of customer claims against financial organizations
Azerbaijan Microfinance Analysis and Benchmarking Trends Report 2008 (2008)
Performance analysis of microfinance providers in Azerbaijan
Women in Rural Micro Finance Programme in the Western Hills of Nepal: Reflection from Sahakarya Project Area (2008)
Paper presented at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
The Vulnerability of 'Self-Help': Women and Microfinance in South India (2008)
Examining the role of state institutions in the microfinance sector
On the Macroeconomics of Microfinance (2008)
How can microfinance reduce inequalities by creating new opportunities?
Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns (2008)
Analyzing returns to capital in Sri Lankan microenterprises
Banking on Development: Private Banks and Aid Donors in Developing Countries (2007)
Exploring potential synergies between private banks and aid donors
Giving Credit to the Microlenders: Formal Microlending, Credit Constraints and Adverse Selection - A Case Study of Shrimp Farmers in Bangladesh (2008)
Why is information on individual borrowers important for success of formal microcredit?
Banking the Poor: Measuring Banking Access in 54 Economies (2008)
Expanding access to formal banking services in poor countries
Banking the Poor: Policies to Bring Low-Income Americans Into the Financial Mainstream (2004)
Proposing reforms to transform financial services for the poor
Grameen Model: Problems and Prospects (2008)
Paper presented at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
Mapping of Microfinance Institutions (2008)
Presentation made at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
UK CDFIs – From Surviving to Thriving: Realising the Potential of Community Development Finance (2008)
Have MFIs been successful in providing affordable finance?
Social Investment for Community Development: Completing the Half-built House (2008)
Outlining steps to build the social investment marketplace
Dialogue about the Business Climate (2008)
Role of microfinance in Ghana's economy
Contract Structure, Risk Sharing and Investment Choice (2008)
How do microfinance borrowers choose among risky projects?
ICICI Micro-Banking, India (2003)
Bottom of the pyramid banking by a private sector bank in India
What Drives Household Borrowing and Credit Constraints? Evidence from Bosnia & Herzegovina (2008)
Examining the determinants of households’ participation in the credit market
Business Development Service for Sustainable Microfinance (2008)
Paper presented at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
Community Managed Revolving Fund (2008)
Paper presented at the Microfinance Summit, February 14-16, 2008, Kathmandu, Nepal
Vulnerability, Trust and Microcredit: The Case of China's Rural Poor (2008)
Investigating the role of microcredit in China
Fixing Market Failures or Fixing Elections? Agricultural Credit in India (2008)
'Politicized' behavior of Indian public sector banks in agricultural lending
Integrating Seasonal Forecasts and Insurance for Adaptation among Subsistence Farmers: The Case of Malawi (2008)
Understanding poor people’s experiences in climate change adaptation
Business Training for Microfinance Clients: How it Matters and for Whom? (2008)
Evaluating impact of adding entrepreneurial training to a microfinance program
Small Enterprise Growth and the Rural Investment Climate: Evidence from Tanzania (2008)
Business constraints for development of private sector initiatives in rural areas
Financial Education: A Bridge between Branchless Banking and Low-Income Clients (2008)
Improving outreach of branchless banking among the poor
Housing Microfinance in Vietnam (2008)
Supply and demand dynamics for housing microfinance in Vietnam
Access to Finance in Ethiopia: Sector Assessment Study (Volume 2) (2008)
Improving access to finance in Ethiopia
Food Security Study: Identifying Trends of Food Consumption of Group Lending Microfinance Clients (2008)
Report by Kashf Foundation on the effects of the food crisis on their microfinance clients
Lessons Learned and Recommendations for Donors Supporting Microinsurance (2008)
Analyzing current approaches in microinsurance support
Formal versus Informal Finance: Evidence from China (2007)
Examining firm financing patterns and growth in China
Expanding Women’s Access to Financial Services: Commitment & Scale (Pakistan) (2008)
Exploring financial services outreach to women in Pakistan
The Implications of Increased Commercialization of the Microfinance Industry: What Can We Learn from the Discussions That Followed the Compartamos IPO? (2008)
How is commercialization affecting the microfinance industry?
The Impacts of Savings (Framing Note No. 1) (2008)
Assessing impact of saving mechanisms
Consumer Protection at the Bottom of the Pyramid (BOP): Striking the Right Balance between Access, Protection and Innovation (2008)
Presentation made at Global Seminar on Consumer Protection and Financial Literacy, September 3, 2008, Washington, DC.
Can Micro-Credit Bring Development? (2005)
How does microsaving support the long-term effects of microcredit?
Equitable Access to Financial Services: Is Microfinancing Sufficient? (2008)
Examining MFI performance in servicing the rural poor
Using Microfinance to Fight Poverty, Empower Women and Address Gender-based Violence and HIV (2008)
Exploring the potential of microfinance as a platform for social change
Combining Microfinance and Training on Gender and HIV – A Proven Approach to Reduce Poverty and Halve Violence Against Women (2008)
Potential of microfinance to address multiple economic, social and health issues
Reaching the Hard to Reach: Comparative Study of Member-Owned Financial Institutions in Remote Rural Areas (2008)
What are the key outreach drivers of member-owned financial institutions?
Partnership to Expand Sources of Funds for Rural Microfinance in Peru: The Case of Confianza (2007)
How can MFIs diversify their sources of funding?
Indonesia: A Regional Development Bank Linked with Village-based Non-Bank Financial Institutions (2007)
Examining formal and informal financial sector linkages in Indonesia
Institutional Transformation to Create Linkages that Enhance Rural Access to Financial Services: The Case of the Fundación Integral Campesina (FINCA) in Costa Rica (2007)
Importance of organizational flexibility for successful inter-institutional linkages
Extending the Outreach of Rwandan Peoples’ Banks to the Rural Poor Through Village Savings and Credit Associations (2007)
Uniting grassroot communities to fight poverty through credit linkages
Linking with Savings and Credit Cooperatives (SACCOs) to Expand Financial Access in Rural Areas: A Case Study of CRDB Bank in Tanzania (2007)
Examining challenges of rural finance in Tanzania
Wider Impacts of Microcredit: Evidence from Labor and Human Capital in Urban Mexico (2008)
How does microcredit provision impact urban poverty?
Does Microfinance Mean Lesser Government Intervention? (2007)
Is microfinance the answer to all poverty problems?
Pakistan Microfinance Review 2007: Achieving Efficiency (2008)
Overview of Pakistan's microfinance landscape
Implementing Health Insurance through Micro-credit: A Case Study of SKS Microfinance, India (2008)
Health insurance provision for the poor by an Indian MFI
Fostering Gender Equality: Meeting the Entrepreneurship and Microfinance Challenge (2007)
Analyzing the entrepreneurial environment for women in European countries
SHGs: A Keystone of Microfinance in India- Women Empowerment & Social Security (2005)
Improving the Self Help Group (SHG) operating model
The Single Biggest Challenge for Microfinance (2008)
Challenges in training and capacity building for MFIs
Microfinance Meets the Market (2008)
Can MFIs provide reliable and commercially viable services to poor customers?
Impact of Credit: How to Measure Impact and Improve Operations Too (Framing Note No. 2) (2008)
How can impact evaluations help microfinance work at its best?
Psychology and Economics: What it Means for Microfinance (Framing Note No. 3) (2008)
Psychological insights to improve economic models in microfinance
Can the Poor Afford Microcredit? (Framing Note No. 4) (2008)
Exploring returns to capital for poor households accessing microcredit
Managing delinquent loans of male clientele - The experiences of Kraban Support Foundation in Ghana. ()
Managing Up, Down and Around: An Initial Gathering to Identify Lesson Learned from Implementing USAID Microenterprise Development Programs in Crisis and Post-Crisis Environments (FIELD Brief No. 2) (2008)
Guidelines for operating in crisis-affected and post-crisis environments
Study on Options, Management and Enforcement of Collateral for Microfinance Loans in the West Bank and Gaza Strip (FIELD Report No. 4) (2007)
Reviewing collateral options and legal enforcement issues for microloans
Agricultural Microinsurance: Global Practices and Prospects (2008)
Agricultural microinsurance interventions at macro, micro and meso level
The Top 10 Myths of Microfinance; Part 1 of 5 ()
Human Resource Development in Microfinance Institution (2008)
Importance of training, recruitment and performance management for MFIs
Microloan Sharks (2008)
Are MFIs achieving double bottom lines through poverty alleviation and profit generation?
Attracting Microfinance Investment Funds: Promoting Microfinance Growth through Increased Investments in Kenya (2008)
Policy recommendations and sources of alternative funding for Kenyan MFIs
Branch Licensing Policy (2007)
Revised branch licensing policy to enhance outreach in Pakistan
Impact Assessment of SACCOSs in Nepal's Hill Districts: Findings of an Action Research (2005)
Analyzing socio-economic impact of hill-based SACCOS
Undermining Sustainable Local Economic and Social Development with Microfinance: Evidence from Croatia (2008)
Paper presented at the 4th International Conference "An Enterprise Odyssey: Tourism, Governance and Entrepreneurship," June 11-14, 2008
After the Earthquake in China: Interview with HRCG (2008)
Mr. Yuan Yue of Horizon Research Consultancy Group discusses the impact of the May 2008 earthquake in China
After the Earthquake in China: Interview with IFC (2008)
Mr. Jinchang Lai of IFC Chengdu discusses the reconstruction efforts after the May 2008 earthquake in China.
After the Earthquake in China: Interview with CFPA (2008)
Mr. Wu Peng of China Foundation for Poverty Alleviation discusses reconstruction efforts following the May 2008 earthquake
After the Earthquake in China: Interview with Microcred Nanchong (2008)
Mr. Min Chen of Microcred Nanchong discusses reconstruction efforts after the May 2008 earthquake in China.
After the Earthquake in China (Chinese) (2008)
A role for microfinance institutions?
Cost of Illness: Evidence from a Study in Five Resource-Poor Locations in India (2008)
Analyzing cost of an illness episode to assess finance needs for healthcare among the poor
Do Micro Health Insurance Units Need Capital or Reinsurance? A Simulated Exercise to Examine Different Alternatives (2006)
Financial sustainability of grassroots insurance mechanisms in low-income countries
Why 'One-Size-Fits-All' Health Insurance Products are Unsuitable for Low-Income Persons in the Informal Economy in India (2007)
Designing optimal health insurance for the poor in India
Why Should the Poor Insure? Theories of Decision-making in the Context of Health Insurance (2004)
What factors determine poor people’s insurance decisions?
Delivering Microfinance and Social Services in Conditions of Fragility in Nepal (FIELD Report No. 3) (2008)
Strategies to deliver goods and services in conflict-affected environments
MD Overview: Clients Affected by HIV/AIDS (2008)
Role of MFIs in mitigating effects of HIV/AIDS on poor households and communities
Economic Strengthening for Vulnerable Children: Principles of Program Design & Technical Recommendations for Effective Field Interventions (FIELD Report No. 2) (2008)
Guide to economic strengthening best practices
Economic Strengthening for Vulnerable Children: Principles of Program Design & Technical Recommendations for Effective Field Interventions (FIELD Brief No. 3) (2008)
Principles and best practices for the economic strengthening of vulnerable children
Microfinance and HIV/AIDS: Strategic Partnerships (Microfinance and HIV/AIDS NOTE #2) (2008)
Advocating strategic partnerships between MFIs and other organizations working in HIV/AIDS
Health Insurance Benefit Packages Prioritized by Low-Income Clients in India: Three Criteria to Estimate Effectiveness of Choice (2007)
Should prospective clients be involved in the design of health insurance benefits packages?
Willingness to Pay for Health Insurance Among Rural and Poor Persons: Field Evidence from Seven Micro Health Insurance Units in India (2007)
Factors influencing health insurance premium choices among rural and low-income segments
Variations in Microcredit Interest Rates (CGAP Brief) (2008)
Examining factors that influence MFI interest rates
Islamic Microfinance: An Emerging Market Niche (Focus Note No. 49) (2008)
Islamic microfinance sector's potential to expand financial access
Building Security for the Poor: Potential and Prospects for Microinsurance in India (2007)
Challenges to microinsurance industry growth in India
Peer Education and Alternative Income: An Effective Mainstreaming Strategy for Devadasi (Temple Prostitutes) Women to Leave Sex Trade in Bellary District, Karnataka, India (2006)
World Vision’s experience in raising HIV/AIDS awareness among sex workers and vulnerable children
"Searching in the Dark" for the Credit Switch (2006)
Will microfinance, offered as part of integrated rural development projects, help improve credit access?
Beyond RRB Amalgamation Myths (2007)
Debunking myths on regional rural banks amalgamation
Smart Regulation for Inclusion (2008)
Enabling MFIs to operate in a legitimate environment through better regulations
MIS Automation Guide for Philippine Microfinance Institutions (MIS Menu): Draft 2 (2008)
Demand and supply of management information systems among Filipino MFIs
The MicroBanking Bulletin Issue #16 (2008)
Performance analysis & benchmarking source for microfinance industry by the MIX
Microinsurance for Markets Affected by HIV/AIDS (Microfinance and HIV/AIDS NOTE #3) (2008)
Providing microinsurance to communities with high HIV/AIDS prevalence
The MicroBanking Bulletin Issue #13 (2006)
Managing transformations while reinforcing commitment to microfinance
The MicroBanking Bulletin Issue #14 (2007)
Performance analysis & benchmarking source for microfinance industry by the MIX
Managing Microfinance Risks: Some Observations and Suggestions (2008)
Need for systematic MFI risk management
The MicroBanking Bulletin Issue #15 (2007)
This issue of the bulletin focuses on the future of the microfinance sector.
Child Savings Account: Global Trends in Design and Practice (2008)
Can children’s savings accounts become an innovative developmental tool?
Child Savings Account: A Primer (2008)
Objectives, features and impacts of Children's Savings Accounts
Global Savings, Assets & Financial Inclusion: Lessons, Challenges & Directions (2007)
Report from a global symposium on savings, assets and financial inclusion
Benchmarking Microfinance in Eastern Europe and Central Asia 2006 (2007)
Analyzing MFI performance in Eastern Europe and Central Asia
Leveraging Remittances with Microfinance: Indonesia Country Report (2007)
Recommendations for leveraging migrant remittances in Indonesia
Benchmarking Mexican Microfinance: Performance and Transparency in a Growing Industry (2007)
Comparing performance of Mexican MFIs with their peers in Latin America
Benchmarking Azerbaijan Microfinance 2006 (2008)
Analyzing MFI performance in Azerbaijan
Leveraging Remittances with Microfinance: Timor Leste Country Report (2007)
Impact of remittances on livelihoods of the poor in Timor Leste
Leveraging Remittances with Microfinance: Samoa Country Report (2007)
Enhancing the development impact of remittances into Samoan households
Policy and Regulatory Framework for Remittance - Fiji (2007)
Assessing Fiji’s regulatory framework for remittances
Policy and Regulatory Framework for Remittance - Samoa (2007)
Analyzing Samoa’s regulatory framework for remittances
Policy and Regulatory Framework for Remittance – Timor Leste (2007)
Mechanisms to increase efficiency of remittances regulatory framework in Timor Leste
Policy and Regulatory Framework for Remittance - Indonesia (2007)
Assessing Indonesia’s remittances regulatory framework
Handbook for the Analysis of the Governance of Microfinance Institutions (2006)
Guide to address governance challenge in MFIs
Reducing Adolescent Girls' Vulnerability to HIV Infection: Examining Microfinance and Sustainable Livelihood Approaches (2008)
Role of microfinance in reducing adolescent girls' vulnerability to HIV infection in developing countries
Microfinance’s Impact on Education, Poverty, and Empowerment: A Case Study from the Bolivian Altiplano (2008)
Does microcredit have a positive impact on development of women?
Policy and Regulatory Framework for Remittance - Philippines (2007)
Analyzing regulatory framework for remittances in the Philippines
Does Self Help Group Participation Lead to Asset Creation? (2008)
What are the long-term impacts of SHG membership on asset creation?
Financial Inclusion in Latin America and the Caribbean: Review and Lessons (2008)
Financial inclusion best practices and proposed policy design reforms
Business Training: Impact and Experiment on Product Design (2008)
Developing business and financial skills in self-employed women in Ahmedabad, India
Challenges of Introducing Individual Lending in India (MicroSave India Focus Note 14) (2008)
Challenges for MFIs graduating from group lending to individual lending
CIDA's Microfinance Guidelines: Supporting the Development of Inclusive Financial Systems (2007)
Guidelines for improving microfinance program effectiveness
Developing Mobile Money Ecosystems (2008)
Conference proceedings from the first Mobile Money Summit held in May 14-15, 2008 in Cairo, Egypt
Banking Through Networks of Retail Agents (Focus Note No. 47) (2008)
Can technology enable secure and remote interaction between banks and their customers?
Addressing Board Challenges (2007)
Defining the role of board of directors within the governance structure
Winning Strategies for Small Business Lending (2008)
Addressing small business lending challenges
Syria: Microfinance Market Assessment (2008)
Improving access to financial services and bridging the demand-supply gap in Syria
Lebanon: A Diagnostic Study on the Demand for Financial Services by Micro and Small Enterprises (2008)
Analyzing demand-supply gap in financial services in Lebanon
A Microfinance Institution Expands its Services to Protect Clients’ Health (2008)
Has Bolivian MFI CRECER succeeded in achieving the double bottom line by providing cohesive health protection services to clients?
Microfinance as an Instrument for Small Enterprise Development: Opportunities and Constraints (2004)
Analyzing the impact of microfinance on small enterprises performance
Enhancing the Impact of Microfinance: Client Demand for Health Protection Services on Three Continents (2008)
Potential of microfinance as a platform for delivering complementary health services
The Microfinance Evolution Toward MSME Lending: Lessons from Pakistan (2008)
Examining rationale behind MFI lending to small enterprises in Pakistan
Operational Guidelines for Sustainable Housing Microfinance (2008)
Guidelines for MFIs to add housing finance to their existing line of services
An Indian Microfinance Institution Meets Clients’ Health-Related Needs (2008)
Bandhan in India demonstrates the positive impact that sustainably delivered health protection services can have on institutional competitiveness
A Microfinance Institution Offers Health Protection Services to Reach New Markets (2008)
PADME Benin expands health protection services to reach more microentrepreneurs in new markets and enhance its own competitive position
Credit Union Regulation and Supervision: Technical Guide (2008)
WOCCU’s experiences in developing suitable regulatory systems and supervisory frameworks
Reimagining Microfinance (2008)
Repositioning microfinance as a platform for delivering services to the poorest
Laos: Regulation for Savings and Credit Unions (2008)
Directive issued by the Governor of the Bank of Lao PDR regulating the establishment and operations of savings and credit unions
Laos: Regulation for Deposit-Taking MFIs (2008)
Directive issued by the Governor of the Bank of Lao PDR on establishment and operations of deposit-taking MFIs
Laos: Regulation for Non-Deposit Taking Microfinance Institutions (2008)
Directive regulating the establishment and operations of non-deposit taking MFIs in Laos
2007 CGAP Regional Funder Survey: Sub-Saharan Africa (2008)
CGAP survey of funder projects, specific country activities, and funding instruments
National Microfinance Strategies (2008)
Benefits and challenges of developing country-level microfinance strategies
Banco Compartamos: Market Leadership Sustained by Superior Efficiency (2008)
Assessment of Banco Compartamos from an equity market perspective
Creating Value for All: Strategies for Doing Business with the Poor (2008)
Showcasing private sector’s role in poverty alleviation and human development
Banking on Mobiles: Why, How, for Whom? (Focus Note No. 48) (2008)
Can banks provide greater financial access to the poor through mobile phones?
Implementing FATF Standards in Developing Countries and Financial Inclusion: Findings and Guidelines (2008)
Does implementing Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT) controls adversely affect financial inclusion?
Pakistan: Country Level Savings Assessment (2008)
Strategies to improve deposit services to low-income households in Pakistan
India's MFI Transparency Gap: What Causes it and What Should be Done about it? (2008)
Addressing the transparency deficit in financial reporting by Indian MFIs
Manual on Loan Policy & Procedure for Non-bank Financial Organizations Established Under the World Bank Funded Farm Privatization Support Project Tajikistan (2005)
Manual on credit appraisal for non-banking financial organizations in Tajikistan
An Enabling Regulatory Environment for Microinsurance (2006)
Insights on barriers to regulatory framework for microinsurance
Regulation on the Principles and Procedures Related to the Determination of the Loans and Other Receivables for which Provisions Shall be Set Aside by Banks and to the Provisions to be Set Aside (2001)
Regulation on provisioning requirements for loans and receivables by Turkish banks
The Nature of Poverty and its Prospects: Pakistan Evidence (2008)
Poverty reduction strategies and their implications in Pakistan
Planning for Cost Effective Evaluation with Evaluability Assessment (2008)
Explaining the steps in an evaluability assessment
Developing Human Capital in Mexico (Note from the Field) (2008)
Challenges in developing skilled talent for the microfinance sector
The Impact of Training on Women's Micro-Enterprise Development (2000)
Analyzing the impact of training on women’s microenterprise development
Supporting Women's ICT-Based Enterprises: A Handbook for Agencies in Development (2005)
Manual to help promote, initiate and improve women's ICT-based micro and small enterprise
Savings Behaviour of Poor People in the North East of India (MicroSave India Focus Note 13) (2008)
Importance of wider access to formal savings channels for low-income households
Moral Hazard and Peer Monitoring in a Laboratory Microfinance Experiment (2008)
Examining group lending schemes, using controlled experimental methods
Benchmarking Nepal’s Microfinance Banks 2006 (2008)
Tracing the development of Nepal's microfinance sector amidst political unrest
Transforming NGO MFIs: Critical Ownership Issues to Consider (Occasional Paper No. 13) (2008)
Insights on ownership-related issues when NGO-MFIs transform into for-profit institutions
Poverty and Social Impact Assessment: Pakistan Microfinance Policy - Final Report (2006)
Assessment of Pakistan’s microfinance sector
Summary of the Poverty and Social Impact Assessment: Pakistan Microfinance Policy - Briefing Note (2006)
Is Pakistan’s microfinance sector ready to scale up?
"You Cannot Save Alone": Financial and Social Mobilisation in Savings and Credit Groups (2007)
Analyzing the importance of group dynamics in microfinance
Inventory of Microfinance Activities Supported by Norway (2006)
Lessons learned from Norwegian support to microfinance
Expanding the Role of Microfinance in Promoting Renewable Energy Access in Developing Countries (2006)
MFIs’ role in facilitating the implementation of renewable energy initiatives
Statistical Analysis of Rainfall Insurance Payouts in Southern India (2007)
Rainfall insurance payouts and their implications on households, financial institutions and pricing
Taking Stock of Investors’ Perceptions of the Social Rating (microREPORT #98) (2008)
Survey to assess social investors’ view of social rating tools developed by a USAID team
MFI Financing Strategy: Guidelines and Template (microREPORT #89) (2007)
Guidelines for efficient funding management by MFIs
Introducing Rural Finance into an Urban Microfinance Institution: The Example of Banco Procredit, El Salvador (2007)
Successfully adapting a lending technology for rural areas
Organisational Review of Strømme Foundation (2003)
Review of Stromme Foundation’s work in microfinance and education
Making Insurance Work for the Poor (Microinsurance Conference 2007) (2007)
Summary of discussions & findings from microinsurance conference organized by CGAP Working Group on Microinsurance, the Munich Re Foundation, and the Insurance Regulatory and Development Authority, November 13-15, 2007, India
A Microfinance Institution Offers Services to Protect Clients' Health in Burkina Faso (2008)
Local context that led to health protection services for Réseau des Caisses Populaires microfinance clients
An MFI Tests a Multifaceted Approach to Addressing Clients’ Healthcare Needs in the Philippines (2008)
Design and implementation of Center for Agriculture and Rural Development's health protection services
Role of Microfinance in Poverty Alleviation: Lessons from Selected IDB Member Countries (2008)
Strategy for poverty alleviation through microenterprise development in member countries of the Islamic Development Bank
Islam, Poverty and Micro Finance "Best Practices" (2008)
Drawing parallels between Islamic model of poverty alleviation and microfinance best practices
Islamic Microfinance Development: Challenges and Initiatives (2008)
Overview of Islamic microfinance and challenges at micro, meso and macro levels
Savings Glossary (2005)
Glossary on savings adapted from "Saving Operations for the Poor: An Operational Guide."
Microfinance Institutions - Factors in Risk Assessment (2008)
Fitch's rating criteria for MFIs
The Microfinance Sector: Its Success Could be its Biggest Risk (2008)
Will transformation encourage mission drift in MFIs?
Savings Frequently Asked Questions (2005)
FAQs on savings adapted from "Saving Operations for the Poor: An Operational Guide."
CGAP Study on Self-Help Groups in India (2007)
Brief on CGAP's two-part study examining the financial viability of SHGs
CGAP-MicroSave Virtual Savings Exchange Report (2005)
Summary of discussions from Virtual Savings Exchange conference on the challenges of mobilizing small deposits
Financial Services for Low-Income People in Russia: New Challenges of the Economic Boom (2008)
Does Russia need a separate law on microlending?
Who Are the Microenterprise Owners? Evidence from Sri Lanka on Tokman v. de Soto (2008)
Reasons for low microenterprise growth in Sri Lanka
Household Poverty: Addressing the Core of Microfinance (2003)
Has microfinance established its roots at household levels?
An Assessment of the Capacity and Financial Performance of Microfinance Institutions: The Philippine Case (1997)
Constraints affecting MFI capacity and performance in the Philippines
Addressing Constraints in the Provision of Financial Services to MicSMEs and Poor Households (2001)
Role of policy environment in promoting market-based microfinance in the Philippines
A Microfinance Promise: To Provide the Poor Access to Finance Services (2003)
Advantages of market-oriented financial and credit policies
Impact of Microfinance on Rural Households in the Philippines (2008)
This paper studies the impacts of a microenterprise financing program in the Philippines.
Healing Fields Foundation: Case Study (2008)
Model and organizational structure of an Indian NGO working in health and microinsurance
Evolution of the Microinsurance Partner Agent Model: SHEPHERD Case Study (2008)
Potential evolution of a microinsurance partner-agent model through community-insurance linkage
Microinsurance: Improving Risk Management for the Poor, No. 14 (2007)
Regulatory innovations for an enabling microinsurance environment
Microinsurance: What Can Donors Do? (Microinsurance in Focus No. 8) (2008)
Tips to donors on supporting microinsurance
Claims Processing: Some General Comments (Microinsurance in Focus No. 9) (2008)
Microinsurance provider initiatives on facilitating claims process
Providing Insurance of Real Value to the Poor (Microinsurance in Focus No. 12) (2008)
Making a case for group micro-insurance
Facilitating an Appropriate Regulatory and Supervisory Environment for Microinsurance (Microinsurance Note #8) (2008)
The role of the supervisor in microinsurance
Microhealthinsurance Update , October 2005 (Issue2) (2005)
Functioning of micro health insurance schemes in rural India
Innovative Marketing in Peru: Helping Poor People Save (Brief) (2008)
Programmed savings among semi-urban poor in Peru
Housing Finance for the Poor in Morocco: Programs, Policies and Institutions (microREPORT #96) (2008)
Donor and government housing finance programs in Morocco
WWB Calí: Banco de Bogotá Loan Guarantee (microNOTE #41) (2007)
Role of loan guarantees in expanding funding bases of MFIs
Maximizing Choice: Diverse Approaches to the Challenge of Housing Microfinance (microREPORT #97) (2008)
Recent innovations in housing finance
Going to Scale with Housing Microfinance: The Role of Commercial Banks (microREPORT #92) (2008)
Housing microfinance as entry point for banks into microfinance
Visions of the Future of Microinsurance, and Thoughts on Getting There (Microinsurance Note #9) (2008)
Innovations to deliver microinsurance products to large numbers of low-income people
CGAP Final Report: Programmed Savings among Semi-Urban Poor (2008)
A study on clients of a municipal savings and loan institution enrolled for a long-term savings plan.
CGAP MENA Initiative Update - January - April 2008 (2008)
CGAP partner activities in the Middle East and North Africa
Crafting a Graduation Pathway for the Ultra Poor: Lessons and Evidence from a BRAC Programme (2008)
Can a grants-based approach create sustainable pathways out of ultra poverty?
The Role of Investors in Promoting Social Performance in Microfinance (European Dialogue No. 1) (2008)
Developments in social performance management in Europe
Banking on the Future: An Interview with Chandula Abeywickrema from Hatton National Bank in Sri Lanka (2007)
A discussion with Hatton National Bank’s Deputy General Manager on targeted savings products.
SHGs in India: An Interview with CS Reddy (2007)
SHG contribution in empowering women and providing services in rural areas
Delivering for Efficiency - 3 Case Studies on Cost–Efficient Delivery Mechanisms (2006)
Creative approaches used by MFIs for cost-efficient delivery mechanisms
Questions to Hugh Allen on Village Savings and Loan Association (VSLAs) (2007)
Potential of an open and transparent system managed by a self-selected women group
Managing for Profitability - Case Studies from DEPROSC Development Bank (DD Bank) in Nepal and Banco Caja Social (BCSC) in Columbia (2006)
Institutional efforts in managing operations profitably in challenging situations
Marketing for Trust - 4 Case Studies on Marketing Small–Balance Deposits (2006)
Institutional strategies for marketing deposit services to low-income clients
SHGs in India: Questions to Niraj Verma from the World Bank (2007)
Interview discusses the role of, potential and challenges faced by SHGs in India
Reaching More Savers: Q&A with Management and Staff of ACSI in Ethiopia (2006)
An overview of ACSI efforts in improving systems and processes to attract more savers
Selling Savings Services - Q&As with Experts (2006)
Highlights from a 24-hour Q&A session on marketing deposit services for the poor
Text-A-Deposit: Expanding Mobile-Phone Banking to Include Savings Services (2007)
A look at USAID's MABS program that facilitates mobile phone technology for remittances
Where are They Now? Learning from the Progress of Seven Microfinance Deposit–taking Institutions from 1996–2003 (2008)
This paper examines the success of small-balance savings institutions.
Working at Both Ends: Enhancing Supply and Demand for Savings Mobilization in Rural Uganda (2008)
Overview of USAID-funded program that promotes savings in rural Uganda
2007 MIX Asia 100: Ranking of Microfinance Institutions (2008)
What are the strengths and weaknesses of Asian MFIs?
In-depth Analysis on the Access to and Suitability of the Loans (2004)
How are households empowered by credit from community-oriented financial intermediaries?
Rural Finance and Microfinance Development in Transition Countries in Southeast and East Asia (2003)
Issued related to development of microfinance in transition countries in Asia
Extent of Asset Accumulation of the Households (2004)
Does membership to community-oriented financial intermediary help poor households accumulate assets?
Innovations as Response to Failures in Rural Financial Markets (2006)
A review of innovations in rural financial markets
The Role of other Economically Active Household Members in Poverty Alleviation (2004)
Does dependence on a single source of income increase a household’s chance of being poor?
Inverting the Pyramid - The Changing Face of Indian Microfinance (2007)
This report traces the evolution of Indian microfinance, gauges its performance and maps its future potential.
Poverty and Access to Microfinance with Gender Dimension (2003)
Benefits to members of community-oriented financial institutions in the Philippines
Is the Promise Being Fulfilled?...Microfinance in the Philippines: Status, Issues and Challenges (2004)
How can microfinance perform reach its full potential in the Philippines?
Efficiency and Gender Concerns: Issues Confronting the Philippine Credit Cooperatives (2003)
Analyzing implications of women’s participation on the efficiency of credit cooperatives in the Philippines.
Microfinance Lending for Small Water Projects and Output-Based Aid: The Experience So Far from Kenya (2005)
Using microfinance to enhance the sustainability of water and sanitation sector in Kenya
HiFi News (No.11) (2003)
This newsletter describes various initiatives that help the poor access funds for housing development activities.
Social Enterprise and Microenterprise: Understanding the Connection (FIELD Funder Guide Issue 11) (2008)
Can social enterprises learn from the experience of microenterprises?
Establishing a Credit Administration & Control Unit (MicroSave Briefing Note #61) (2008)
This handout demonstrates how to organize a Credit Administration Unit (CAU).
Benefits of Loan Portfolio Audit for MFIs (MicroSave Briefing Note #62) (2008)
This note highlights benefits of Loan Portfolio Audit for Indian MFIs.
The Market Led Revolution of Equity Bank (MicroSave Briefing Note #63) (2008)
A look at Equity Bank’s success factors
Housing Finance for the Poor: El Salvador (microREPORT #39) (2007)
What factors make housing finance effective for the poor?
Are We Overestimating Demand for Microloans? (2008)
This brief suggests reducing microcredit demand estimates.
Norms and Values of the Various Microfinance Institutions (2008)
How do norms and values affect MFI functioning?
Extending Financial Services with Banking Agents (2008)
How do banking agents in Brazil help poor people access financial services?
Microinsurance: What Can Donors Do? (2008)
Tips for donors to support microinsurance
Rosca Participation in Benin: A Commitment Issue (2008)
What motivates individuals to join rotating savings and credit associations in Benin?
Microfinance in Nigeria and the Prospects of Introducing its Islamic Version there in the Light of Selected Muslim Countries' Experience (2008)
Islamic microfinance or conventional microfinance – What works in Nigeria?
Transitions to Private Capital: Case Studies from the Liability Side of the Balance Sheet (microREPORT #99) (2007)
Differences in funding strategies of MFIs
The Pocantico Declaration (2008)
What paths do global microfinance leaders envision for microfinance?
Decree No.: 165/2007/NÐ-CP - Some Amendments and Supplements to the Decree No.: 28/2005/ND-CP Dated 09th March 2005 of the Government for Micro Finance Institutions Activity in Vietnam (2007)
This Decree amends the 2005 law on Microfinance Institutions activity in Vietnam.
Kenya: The Cooperative Societies Act (Amended), 2004 (2008)
This law contains provisions governing the establishment and functioning of co-operative societies in Kenya.
Republic of Turkey: Associations Law (2004)
This law sets out provisions relating to the activities, liabilities, and auditing of the branches and agencies of the non-profit organizations in Turkey.
Republic of Turkey: Law for Foundations (2003)
Directive governing the establishment and functioning of foundations in the Republic of Turkey.
Turkish Civil Code (2003)
This excerpt of the Turkish Civil Code provides rules governing associations and foundations.
Liquidity and Required Reserve Ratio (2007)
These tables show the required liquidity and reserve ratios for banks in Turkey, as of the 4th quarter of 2007.
Republic of Turkey: Law on Cooperatives (1996)
Directive containing provisions governing cooperatives in the Republic of Turkey.
Ethiopia: Licensing and Supervision of Banking Business Directives (1994)
Directive issued by National Bank of Ethiopia containing provisions governing the licensing and supervision of banking business.
Ethiopia: Licensing and Supervision of MFIs Directives (1996)
Law issued by National Bank of Ethiopia governing the licensing and supervision of MFIs in Ethiopia.
Ethiopia: Microfinance Country Scan (2007)
Development of microfinance in Ethiopia
Subprime Lending: Lessons for the Microfinance Industry (2008)
How can microfinance industry avoid becoming predatory?
Microfinance, Rural Livelihoods and Women's Empowerment in Uganda</